Risk expertise run on Viraways. Merchant experience controlled by you.
Viraways operates a complete risk program on your behalf, so you can launch and scale payments without building risk in-house.
Managed Risk Program
Operated by Viraways on your behalf
3,214
Merchants
486
Reviews / wk
0.4%
Loss rate
End-to-end risk operations, delivered through the Viraways platform
Curated Merchant Experience
Maintain control over how risk decisions affect your merchants, without being constrained by rigid, processor-managed programs.
Processor Agnostic
Operate a single managed risk program across payment processors and your existing payments stack.
Managed Risk Operations
Standardized reviews, escalations, and operational decisions applied consistently across your merchant portfolio.
Merchant Underwriting
Underwriting decisions run through Viraways, grounded in proven risk practices and designed to support your merchant experience.
Ongoing Monitoring
Continuous monitoring of merchant behavior and transaction activity, with reviews and risk actions applied as conditions change.
Real-time Visibility
Clear visibility into merchant status, key risk outcomes, and portfolio trends throughout the lifecycle.
Fully managed risk, without compromising the merchant experience
Risk coverage from day one
Viraways deploys a proven risk program from the start, covering merchants and transactions immediately — no build-out required.
Always-on risk operations
Ongoing reviews, monitoring, and risk actions are executed through Viraways, keeping internal teams focused on product and growth.
18
Account with Open Alerts
1
Your Alerts
0
Last 24 Hours
42
Most Triggered Rule
| Risk Score | Business Name | Checkpoint | Date Alert Created | Alert Status | 12-Month TPV | |
|---|---|---|---|---|---|---|
| 20 | Jim Brown Sauce Boss | Monitoring | Jul 05, 2025 | In Review | $6,192,510.34 | |
| 79 | Luxury Auto Works | Onboarding | Jul 01, 2025 | Open | $428,012.23 | |
| 54 | Don Grant Roofing | Onboarding | Jun 15, 2025 | Resolved | $4,258,943.01 | |
| 20 | Aspiration Fitness | Disputes | Jun 13, 2025 | Open | $0 | |
| 54 | Cutter Control of Erie | Monitoring | Jun 13, 2025 | Open | $801,301.32 | |
| 54 | One Peak Creative | Onboarding | Jun 13, 2025 | Open | $2,320,323.01 | |
| 20 | Luxury Auto Works | Monitoring | Jun 13, 2025 | In Review | $6,192,510.34 |
Graduate to self-managed risk
When you're ready, your team can take ownership of the same system — with rules, workflows, and history already in place.
See what Viraways can do for you
From signals to actions, Viraways powers every step of your merchant risk workflow.